Press Release: 2/26/2026

Gardner Woman Charged with Social Security Fraud

 

Wednesday, February 25, 2026

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For Immediate Release

 

Defendant allegedly received stolen disability benefits for a decade

BOSTON – A Gardner woman has been charged in federal court in Worcester with fraudulently receiving Social Security disability benefits for 10 years.  

Michelle M. DiSalvo, 53, was charged with one count of receipt of stolen government money or property; one count of Social Security fraud; and one count of false statements. She will appear in U.S. District Court in Worcester at a later date.

According to the charging documents, from October 2013 through October 2023, DiSalvo allegedly received approximately $93,640 in Social Security disability benefits that she knew she was not entitled to. It is further alleged that DiSalvo concealed material information from the Social Security Administration with the intent to fraudulently obtain Social Security benefits. Additionally, DiSalvo allegedly submitted a fraudulent lease agreement to the Social Security Administration in October 2023.

The charging document further alleges that DiSalvo omitted her husband from the fraudulent lease because she knew that if she reported living with him, DiSalvo’s husband’s income and resources would have affected the amount of her benefits.

The charge of receipt of stolen government money or property provides for a sentence of up to 10 years in prison, three years of supervised release and a fine of $250,000 or twice the gross gain or loss, whichever is greater. The charge of Social Security fraud provides for a sentence of up to five years in prison, three years of supervised release and a fine of $250,000 or twice the gross gain or loss, whichever is greater. The charge of false statements provides for a sentence of up to five years in prison, three years of supervised release and a fine of $250,000 or twice the gross gain or loss, whichever is greater. Sentences are imposed by a federal district court judge based upon the U.S. Sentencing Guidelines and statutes which govern the determination of a sentence in a criminal case.

United States Attorney Leah B. Foley and Amy Connelly, Special Agent-in-Charge of the Social Security Administration, Office of the Inspector General, Office of Investigations, Boston Field Division made the announcement. Special Assistant U.S. Attorney James J. Nagelberg of the Major Crimes Unit is prosecuting the case.

The details contained in the charging documents are allegations. The defendant is presumed innocent unless and until proven guilty beyond a reasonable doubt in a court of law.